I'm looking to build a timber home with SIP's for a client. Because of height code restrictions, I don't want to place the first floor deck on the foundation wall (as is typical). One option is to design a ledge on the inside of the basement wall to hold the joists. I also ran across a product called Joist Pocket Liner (from JPL Enterprises). This allows you to have a pocket formed during the pouring stage. Another option is my design as follows:

The X's is the 2x10 joist, notched about 2", with approx 2" of height above the sill plate. The portion of the joist on the basement wall would rest on a joist hangor that would be anchored to the concrete.

Any opinions on the 1) Poured ledge, 2) Use of Joist Pocket Liner and 3) the design below?

Thanks to all.

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John Coyne